Better checking options built for your needs.
No matter your need, we have a checking account that will work for you. Each checking account includes a free ATM card or debit card, access to online banking, and much more.
First Checking
First Checking is easy! Simply meet these requirements during each monthly cycle that you’re probably already doing:
- Sign up to access your checking account statement electronically – valid e-mail address required.
- Make 10 debit card purchases each monthly cycle prior to the last day of the month (ATM transactions don’t count).
- Sign on to our “Free” Online Banking at least once during the monthly cycle.
- Receive a Direct Deposit.
Our most popular account, First Checking, is the perfect account for anyone who wants easy access to their money while being able to earn a higher interest rate. Earns a higher interest rate on balances up to $15,000.00 and rebates up to 5 non-Abbeville First ATM transactions a month if the following monthy requirements are met: direct deposit, 10 or more debit card purchases, sign into online banking, and receive e-Statements.
First Checking Features
Earns interest***
Debit card
Mobile and online banking with bill pay
| Service | Fee |
|---|---|
| E-Statement | Free |
| Paper Statement | $5.00 |
| First Checking | $100 minimum to open, maintain minimum $100 average balance to avoid $5 monthly service charge |
Secure Checking
Secure Checking is the account for those who realize the dangers of the modern digital world and want to protect and insure themselves and their families from identity theft. Required $50 minimum to open and a small monthly service charge.
IDProtect® includes:
- Identity Theft Reimbursement Coverage up to $10,000
- Comprehensive Identity Theft Resolution Services
- Debit and Credit Card Registration
- 3-in-1 Credit File Monitoring
- 3-in-1 Credit Report
- Total Identity Monitoring
Secure Checking Features
With IDProtect®, you can rest easy knowing that our identity theft monitoring and resolution service can help better protect you and your family’s identity
Mobile and online banking with bill pay
Debit card
| Service | Fee |
|---|---|
| E-Statement | Free |
| Paper Statement | $5.00 |
| Secure Checking | $50 minimum to open, $5 monthly service charge |
Senior Checking
If you are 60 or over, this may be the account for you. This account does not require a minimum balance, and it earns interest.
Senior Checking Features
Earns interest***
Debit card
Mobile and online banking with bill pay
E-Statement or paper statement
First check order free (stock check only)
| Service | Fee |
|---|---|
| E-Statement | Free |
| Paper Statement | Free |
| Senior Checking | $50 minimum to open |
Simple Checking
If you want a simple account and to not worry about minimum balances, then Simple Checking is the account for you. Required $25 minimum to open.
Simple Checking Features
Debit card
Mobile or online banking with bill pay
E-Statement available to avoid $5.00 paper statement fee
Six check withdrawals per month. $1.00 charge for each check withdrawal exceeding six
| Service | Fee |
|---|---|
| E-Statement | Free |
| Paper Statement | $5.00 |
| Simple Checking | $25 minimum to open |
Reorder Checks
Running low on checks? Now, you can order them online and have them shipped directly to your home!
***The interest rate on interest bearing accounts are variable and subject to change at any time. We use the daily average balance method to calculate the interest earned on your account. This method applies a daily periodic rate to the full collected balance each day provided the balance is $0.01 or more each day Interest begins to accrue no later than the banking date we receive credit for the deposit of non-cash items such as checks.
